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The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly turning to electronic channels for their financial needs. This shift has resulted to a drop in branch locations, and many institutions are closing existing branches to reduce
Free cash flow (FCF) is a crucial metric for investors and business operators alike. It reflects the real cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of investing. Understanding how to assess FCF and optimally managin